| Insurance Group 1 | Insurance Group 2 | Insurance Group 3 |
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| Vauxhall Corsa | Toyota Yaris | Ford Ka |
| Insurance Group 4 | Insurance Group 5 | Insurance Group 6 |
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| Volkswagen Polo | Fiat 500 | Ford Fiesta |
| Insurance Group 7 | Insurance Group 8 | Insurance Group 9 |
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| Citroen C3 | MINI First | Vauxhall Astra |
| Insurance Group 10 | Insurance Group 11 | Insurance Group 12 |
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| Ford Focus | VW Golf | Vauxhall Zafira |
Low Insurance Group Cars
Looking to buy and drive a larger car? The details of the cheapest to insure supermini, small family and MPV cars are a click away. Car insurance bands 1 to 12, where the make, model and trim sit within the lower road tax bands A to E, are available below - simply click on the group of your choice for a full list of cars in that respective group:
Cheapest Cars to Insure
Current new cars in the lowest insurance groups in the UK are listed below. They sit within Insurance Groups 1 and 2. To find out key details of each make/model simply click on the description links below and for full make/model insurance premium information click on the car insurance quote links. It is important to recognise that every insurance premium is unique to the proposing driver's circumstances so simply click on the further informationa link and run through a free personalised insurance comparison with leading car insurance comparison website Confused.com.
The simple rule is that the cheaper cars to insure in the UK are within Insurance Group 1 as opposed to the most expensive being in Insurance Group 50. The cost of car insurance is intrinsically linked to these Car Insurance Groups. Lowering the insurance group of the car you drive is a sure–fire way of minimising your annual premium. Each new passenger car built to a UK specification is classified by the Group Rating Panel and the panel assign every individual new car and each specification to insurance groups number 1 to 50, although they can be changed by individual insurers themselves.
If you're looking for a general explanation of the new 1-50 insurance group structure then click here: insurance groups explained, or for a full list of new cars in groups 1-5 with low road tax click here: Cheap cars to insure and tax
The cost of car insurance continues to rise for both young drivers and experienced drivers alike. Below you will find details of some of the cheaper cars to insure in 2012 and information around minimising the cost of car insurance. It’s fact that new drivers who have just passed their driving test are extremely vulnerable to high car insurance premiums, due to a lack of no claims. Put simply their lack of experience on the roads poses a higher risk to insurers. However all drivers can minimise insurance costs by purchasing cars that firstly have lower engine capacity – it’s true that the slower the car the lower the risk of accident attached to them - and secondly that sit in the lower car insurance groups.
| Manufacturer | Model | Engine + Trim | Road Tax | Quote |
Further Information |
| Chevrolet | Spark | 1.0i Base | Band C |
|
Chevrolet Spark Car Insurance |
| Fiat | Panda | 1.1 Active ECO | Band C | Fiat Panda Car Insurance | |
| Fiat | Panda | 1.2 Active, Mylife | Band C | Fiat Panda Car Insurance | |
| Vauxhall | Corsa | 1.0 ecoFLEX Expression | Band C | Vauxhall Corsa Car Insurance | |
| Volkswagen | Fox | 1.2i Base, Urban | Band E | Volkswagen Fox Car Insurance | |
| Citroen | C1 | 1.0i VT | Band B | Citroen C1 Car Insurance | |
| Ford | Ka | 1.2 Studio, Metal | Band C | Ford Ka Car Insurance | |
| Nissan | Pixo | 1.0i Visia, Acenta | Band B | Nissan Pixo Car Insurance | |
| Toyota | Yaris | 1.0 VVT-i T2, TR, T Spirit | Band C | Vauxhall Corsa Car Insurance |
Leading
cars with low insurance groups –
VW Fox and
Vauxhall Corsa
>> Alfa Romeo
>> Daihatsu
>> Citroen
>> Chrysler
>> Chevrolet
>> Cadillac
>> Audi
>> Aston Martin